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Autumn Sale | Enjoy Better Savings! Add to Cart For Best Pricing & Take Advantage of No Sales Tax In Most States
Autumn Sale | Enjoy Better Savings! Add to Cart For Best Pricing & Take Advantage of No Sales Tax In Most States

Financing Options

We understand that investing in high-quality HVAC systems and services is a significant decision. To make it easier for you, we offer financing through Affirm, allowing you to spread the cost over manageable payments.

Why Choose Affirm?

Affirm is a trusted financing partner that offers a simple and transparent way to finance your purchases. Here are some reasons to choose Affirm:

  • Flexible Payment Options: Choose a payment plan that suits your budget, with terms typically ranging from 3, 6 or 12 months.
  • No Hidden Fees: You’ll know exactly what you’ll owe from the start, with no hidden fees or surprises.
  • Quick and Easy Process: Get approved quickly with a straightforward application process, without lengthy paperwork.

How to Use Affirm

  1. Select Affirm at Checkout: When you’re ready to make a purchase, choose Affirm as your payment method at checkout.

  2. Apply for Financing: Provide some basic information for a quick approval decision. Affirm will show you your payment options instantly.

  3. Choose Your Plan: Select a payment plan that works for you. You’ll see the total cost and monthly payments before you finalize your purchase.

  4. Complete Your Purchase: After selecting your payment plan, complete your purchase. You can manage your payments easily through Affirm’s website or mobile app.

Eligibility Requirements

To use Affirm for financing, you need to meet the following criteria:

  • Be a resident of the U.S. (including U.S. territories)
  • Be at least 18 years old. (19 if you’re a ward of the state in Nebraska)
  • Have a social security number.
  • Provide a valid U.S. mobile or VoIP number and agree to receive SMS texts.

Affirm Lending Partner Disclosure

Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.

Frequently Asked Questions

1. Is there a minimum purchase amount?

  • Yes, there may be a minimum purchase amount required to use Affirm. This will be indicated during checkout.

2. Can I pay off my Affirm loan early?

  • Yes, you can pay off your loan early at any time without any additional fees or penalties.

3. What if I return my purchase?

  • If you return your purchase, your refund will be processed, and your loan balance will be updated accordingly.

4. How do I make payments?

  • You can make payments directly to Affirm through their website or mobile app. Options include debit cards, bank transfers, and checks.

5. Are there any late fees?

  • Affirm does not charge late fees, but late or missed payments may affect your credit score.

Contact Us

If you have any questions about financing with Affirm or need assistance with the application process, please contact our customer service team at support@theductco.com.